How To Plan and Enjoy Your Holidays with a Small Budget

The holiday season is here and it’s one of the most expensive times of the year. So you’re probably wondering how to enjoy your holidays and at the same time not have to break a bank,well that is why this article is a must read

Your budget can really take a toll on your financing far into the new year,but do you know that there is a way the holiday season doesn’t have to put your spending over the top or knock your budget out of whack.

There are several reasons holiday time is the most expensive time of the year. Travel, gift giving, and entertaining are big expenses on their own, but usually,this time of year you have all of them at the same time. Let’s take a look at some of the various expenses associated with the holidays and some tips for cutting costs so you can keep your budget in check

  1. Plan your menu ahead of time and start shopping early.
  • Write a menu for your holiday meals then review the recipes for each item on your menu.
  • Compare the ingredients you need for each recipe with what you already have on-hand and start a grocery list for everything you don’t have.
  • Next, split this list up between perishable and non-perishable items.
  • The perishables will most likely need to be purchased all at once close to the time you need them, but you can start purchasing the non-perishables earlier
  • Look for sales on like the black Friday at shop-rite recently and go for it you will definitely save some money

2. Keep it simple

It can be very tempting to make try every new recipe and make that new dish, but trust me, people do not really at so much at Christmas or have you not noticed, more often than not by the time they visit you they may have been to other places and filled up their bellies cooking up a buffet or offering a full bar may turn out to be a waste of plates of food barely touched (because courtesy wont let them refuse your food at Christmas and bottles that will be opened and only used for a few drinks isn’t cost effective. .

3. Make it a potluck.

Just because you’re hosting doesn’t mean you have to buy all the food and do all the cooking. Ask your guests to bring a dish. yes I know that is not the culture here but we can imbibe it and is so much more fun too Make sure to assign items so you don’t have overlap

4.cut down traveling cost

The holiday season is one of the most expensive times of year to take a trip, but there are a few ways to cut costs and still have a great trip.

If you’re traveling, airfare and hotel expenses will hit your budget where it hurts. Plan ahead...

The earlier you book airfare, rental cars, and hotels, the easier it is to shop around and get the best deals. Compare travel sites for different available discounts. The best deals are offered three weeks in advance of domestic travel and 30 days in advance of international travel. The closer you get to the holiday season; the more flights start selling out so they raise prices on the last available seats until the very last moment. Those prices don’t come down again until a few days before the flight.


Gift giving is the next major expense that can hurt your budget through holiday season but it doesn’t have to. There are a few ways to cut expenses here as well.

  • Handmade gifts.

Personalized gifts made with love can mean more than anything you buy in the store. Think about the recipient and what they like, then create a gift you make yourself just for them. Do they like to read? Make them an assortment of bookmarks. Do they work hard and need some downtime? Make a gift basket of handmade soaps and bath salts. Do they like to accessories ? Make your own neck ad hand pieces with beautiful beads.

I hope you find this useful, You can thank me later and Do not forget to thank for some of these ideas

Have yourself a merry Christmas, Happy Holidays

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